Finance

Digital banking in the Philippines

Client: Security Bank

Responsibilities: User Experience Lead

Challenge

During the covid-19 pandemic branch based applications suffered due to minimal in person contact, an online workaround was created replicating the offline process but this suffered major dropouts and large administrative effort creating back office tasks. Exiting the pandemic Security Bank’s (SB) mission to become the most customer centric bank in the Philippines started with digitising the application process for a select account.

 

Key achievements

Created a vision for digital onboarding, looking to minimise current large and costly dropout rate with a measurement framework aiming for accounts opened without a customer to employee touchpoint. Introduced research and testing cadence that didn’t previously exist and helped the design team in securing industry standard design tooling assisting in writing a business case. Elevated the team within SB showing the value design adds during showcases. Set up software engineers for success by having regular scoping and design review sessions as part of a continuous delivery process.

Mobile flow
Outcome

A 8-month engagement, a 6-week discovery followed by a delivery phase. Shifting application time from a week down to under 10 minutes bringing in line with industry standard. A customer facing web based MVP for a select account application alongside a supporting staff portal MVP for back office agents that incorporated key facial recognition and ID matching functionality from another 3rd party vendor.

*More visuals available on request and in portfolio

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